Binance Fees Explained (2026): Spot, Futures & Withdrawals
Every Binance fee in one place — 0.10% spot (0.075% paying in BNB), 0.02%/0.05% on USDⓈ-M futures, VIP volume tiers, network withdrawal costs, and the levers that actually cut your bill.
Binance Fees at a Glance
Binance sits at the low end of major-exchange pricing, and two discounts do most of the work. These are the base rates before volume tiers.
✓ Spot trading
0.10% maker / 0.10% taker at VIP 0 — 0.075% when you pay fees in BNB (25% discount).
✓ USDⓈ-M futures
0.02% maker / 0.05% taker at VIP 0, with a further 10% off when fees are paid in BNB.
✓ VIP tiers
Ten tiers (VIP 0–9) set by 30-day volume and BNB balance; the top tier reaches roughly 0.00825% spot maker.
✓ Withdrawals
Charged per asset and per network, not as a percentage — the same USDT costs very different amounts by chain.
Spot & Futures Base Rates
| Market | Maker | Taker | Paying in BNB |
|---|---|---|---|
| Spot | 0.10% | 0.10% | 0.075% / 0.075% |
| Futures (USDⓈ-M perpetuals) | 0.02% | 0.05% | 10% off both sides |
How Withdrawal Fees Work
Withdrawal fees on Binance are per asset, per network — sending USDT over an expensive chain can cost many times the same withdrawal on a cheap one. The live fee is shown on the withdrawal screen before you confirm, and it moves with network congestion.
Two practical notes: pick the cheapest network your receiving wallet or exchange actually supports, and avoid many small on-chain withdrawals — one larger transfer usually beats five small ones. On perpetuals, remember that funding payments flow between long and short traders periodically; they are a cost (or income) of holding a position, not a fee Binance charges.
Four Ways to Pay Less on Binance
Pay fees in BNB
The single biggest lever: 25% off spot, cutting 0.10% to 0.075%, plus a further 10% off futures fees. Hold a small BNB balance and enable it in settings.
Trade with limit orders
Maker fees are 0.02% against 0.05% taker on USDⓈ-M futures — two and a half times cheaper for the same position, just for adding liquidity instead of taking it.
Climb the VIP tiers
VIP level is set by 30-day volume together with your BNB balance. The step from VIP 0 to VIP 1 is the one most active traders actually reach.
Choose the withdrawal network deliberately
The same asset can cost a few cents or several dollars depending on chain. Check what your destination supports before sending.
Frequently Asked Questions
How much does Binance charge for spot trading?
What are Binance futures fees?
Does Binance charge deposit fees?
How do I lower my Binance fees?
Derivatives & Leveraged Products — Important Risk Warning
Derivatives are complex financial instruments that carry a high risk of rapid capital loss. Leveraged trading (futures, perpetual contracts, margin trading, options) can result in losses that exceed your initial investment. The majority of retail investor accounts lose money when trading derivatives.
You should carefully consider whether you understand how derivatives work and whether you can afford to take the high risk of losing your money. This content is for educational purposes only and does not constitute financial advice, investment advice, or a recommendation to trade derivatives.
In the European Union, crypto derivatives are classified as financial instruments under MiFID II. Only platforms with appropriate MiFID II authorization may offer these products to EU residents. Regulatory treatment varies by jurisdiction — verify the legal status of derivatives trading in your country before participating.