Skip to content
BTC
Ad

Kraken Review 2026 — Fees, Security & Features

Honest Kraken review for 2026. We test fees (0.25%), security (zero hacks since 2011), 200+ coins, futures, and EU compliance. Full comparison inside.

Founded

2011

Registered Users

10M+

Coins Listed

200+

Spot Fee

0.25%

Our Verdict: 4.5 / 5

Kraken is the most trusted exchange in crypto. Founded in 2011 by Jesse Powell, it is one of the oldest and most respected platforms in the industry — and it has never been hacked. In over 13 years of operation, Kraken has maintained a flawless security record that no other major exchange can match.

The exchange has built its reputation on institutional-grade security, regulatory compliance, and transparency. It was among the first exchanges to publish quarterly proof-of-reserves audits and to pass a SOC 2 Type 2 examination. With licenses spanning the US, EU, UK, and beyond, Kraken is arguably the most regulated exchange in the world.

The trade-off? Higher fees. Kraken's default spot fees of 0.25% maker / 0.40% taker are significantly above competitors like Binance (0.10%). For traders who prioritize security and regulation above all else, that premium is worth paying. For cost-sensitive traders, alternatives offer better value.

Pros & Cons

What We Like

  • Zero hacks since 2011 — best security track record in crypto
  • Proof of reserves audits published quarterly
  • MiFID II licensed in Ireland for EU derivatives
  • US regulated — FinCEN MSB registered
  • Institutional-grade infrastructure and custody

What Could Be Better

  • Higher fees (0.25–0.40% spot) vs competitors
  • Fewer coins than competitors (200+ vs 400+)
  • No copy trading feature
  • UI less modern than Binance/Bybit
  • Limited earn products compared to competitors

Kraken Fees: Security Comes at a Premium

Kraken's fee structure reflects its institutional positioning. At 0.25% maker / 0.40% taker on spot trades, fees are above the industry average. For comparison, Binance charges 0.10% and Bybit charges 0.10%. However, Kraken's futures fees are competitive at 0.02% maker / 0.05% taker.

ProductMaker FeeTaker FeeNotes
Spot Trading0.25%0.40%VIP tiers reduce fees
Futures Trading0.02%0.05%Competitive with Binance
Margin Trading0.02%0.02%Opening fee per 4 hours
SEPA DepositFreeFreeEUR bank transfer
SEPA InstantFreeFreeNear-instant EUR deposit
Card Deposit3.75%Visa / Mastercard
Crypto WithdrawalVariesNetwork fee only

Volume-based discounts: Kraken offers VIP tiers that reduce fees based on your 30-day trading volume. At the highest tier (Pro), spot maker fees drop to 0.00% and taker fees to 0.10%. However, you need significant volume ($10M+/month) to reach those levels.

For a deeper comparison, see our crypto trading fees guide .

Security: The Safest Exchange in Crypto

Security is Kraken's defining feature and the primary reason traders choose it over cheaper alternatives. No other major exchange can claim a 13+ year track record with zero security breaches.

Zero Breaches Since 2011

Kraken has never been hacked — a record unmatched by any other major exchange. Its multi-layered security architecture has withstood over a decade of increasingly sophisticated attacks.

Proof of Reserves (Quarterly)

Kraken publishes verifiable proof-of-reserves audits every quarter, allowing users to cryptographically verify that the platform holds sufficient reserves to cover all customer deposits.

95% Cold Storage

Kraken stores 95% of all user funds in air-gapped, geographically distributed cold storage. Only the minimum necessary for daily withdrawals is kept in hot wallets.

SOC 2 Type 2 Audit

Kraken is one of the few crypto exchanges to have completed a SOC 2 Type 2 audit, an industry-standard examination of security controls, availability, and data integrity used by traditional financial institutions.

Supported Cryptocurrencies

Kraken lists 200+ cryptocurrencies across spot markets. While this is fewer than Binance (400+) or Bybit (600+), Kraken takes a quality-over-quantity approach — every listed asset undergoes rigorous compliance and security review before being made available.

All major assets are supported: BTC, ETH, SOL, XRP, ADA, DOT, DOGE, AVAX, LINK, MATIC, and more. The exchange also lists select DeFi tokens, Layer 2 assets, and established altcoins. New listings are added regularly but conservatively.

On the derivatives side, Kraken offers 100+ futures contracts with up to 50x leverage. EUR deposits via SEPA are free, making it cost-effective for European traders to fund their accounts.

Track live prices for all Kraken-listed assets on our crypto price hub .

Key Trading Features

Spot Trading

Buy and sell 200+ cryptocurrencies with advanced order types including limit, market, stop-loss, and take-profit. Full TradingView charting integration on Kraken Pro.

Futures (50x Leverage)

Trade 100+ futures contracts with up to 50x leverage on major pairs. Competitive fees at 0.02% maker / 0.05% taker. Available to EU residents through Kraken's MiFID II license.

Margin Trading

Borrow funds to amplify spot positions with up to 5x leverage on cross and isolated margin. Supports major trading pairs with competitive margin rates.

Staking

Earn rewards by staking assets directly on Kraken. Supports ETH, SOL, DOT, ADA, ATOM, and more. Flexible and bonded staking options with competitive APYs.

NFT Marketplace

Kraken's curated NFT marketplace supports Ethereum and Polygon collections. Buy, sell, and hold NFTs within your Kraken account with no gas fees for trades on the platform.

Kraken Pro (Advanced UI)

Full-featured trading terminal with advanced charting, depth charts, multiple order types, and real-time data. Available on web and mobile for experienced traders who need professional tools.

Regulation & Compliance

Kraken is arguably the most regulated cryptocurrency exchange in the world. It holds licenses and registrations across every major financial jurisdiction, making it a go-to platform for institutional investors and compliance-conscious traders.

  • US — FinCEN MSB — Registered Money Services Business with full state-by-state licensing across the United States.
  • Ireland — MiFID II — Kraken's Irish entity holds a MiFID II license, enabling regulated derivatives trading for EU residents.
  • UK — FCA — Registered with the Financial Conduct Authority for crypto-asset activities in the United Kingdom.
  • Australia — AUSTRAC — Licensed with the Australian Transaction Reports and Analysis Centre.
  • Abu Dhabi — ADGM — Authorized by the Abu Dhabi Global Market's Financial Services Regulatory Authority.

For EU-based traders, Kraken's MiFID II license provides access to regulated derivatives products under European consumer protection standards. Learn more about KYC in our KYC guide .

Kraken vs Competitors

How does Kraken stack up against the top exchanges? Here's a side-by-side comparison:

FeatureKrakenBinanceCoinbaseBitvavo
Founded2011201720122018
Spot Fee0.25% / 0.40%0.10%0.40% / 0.60%0.25%
Futures Fee0.02% / 0.05%0.02% / 0.05%
Coins Listed200+400+250+200+
Max Leverage50x125x
Proof of ReservesQuarterlyMonthlyPublic companyDNB regulated
InsurancePoR + cold storage$1B SAFUFDIC (USD)DNB licensed

Data as of April 2026. Fees reflect default tiers without volume discounts. For a full comparison, see our Best Crypto Exchanges in Europe guide.

Who Is Kraken Best For?

Best For

  • Security-focused investors who want the safest exchange with a flawless track record
  • Institutional traders who need enterprise-grade infrastructure and compliance
  • US and EU regulated market users who prioritize full regulatory compliance
  • Long-term holders who want maximum custody security for buy-and-hold strategies

Not Ideal For

  • Fee-sensitive traders who want the lowest possible costs (Binance is 60% cheaper)
  • Altcoin hunters who need access to 400+ tokens and early listings
  • Copy traders who want to follow and replicate other traders' strategies
  • DeFi-native users who want integrated launchpads, bots, and ecosystem products

How to Get Started on Kraken

  1. Create your account — Visit kraken.com and register with your email address. The signup process takes under 2 minutes.
  2. Complete KYC verification — Upload a government-issued ID and proof of residence. Most verifications are approved within 1–2 hours.
  3. Deposit EUR via SEPA — Link your bank account and send a free SEPA transfer. Deposits typically arrive within 1–2 business days; SEPA Instant is near-instant.
  4. Start trading — Buy your first crypto using the simple buy/sell interface, or switch to Kraken Pro for advanced charting and order types.
  5. Enable security features — Set up 2FA (Google Authenticator or hardware key), a Master Key for account recovery, and a Global Settings Lock to prevent unauthorized changes.

Compare Exchange Options

Every exchange has different strengths. Compare fees, security, and features to find your best fit.

Open Free Binance Account

Ad · Digital asset prices are subject to high market risk and price volatility. Don't invest unless you're prepared to lose all the money you invest. Terms & risk disclosure

This page contains affiliate links. We may earn a commission at no extra cost to you.

Frequently Asked Questions

Is Kraken safe?+
Kraken is widely considered the safest crypto exchange. Founded in 2011, it has never been hacked. It publishes quarterly proof-of-reserves, holds 95% of assets in cold storage, and has passed SOC 2 Type 2 audits.
How does Kraken compare to Binance?+
Kraken excels in security and regulation but has higher fees (0.25-0.40% vs 0.10%) and fewer coins (200+ vs 400+). Binance offers deeper liquidity, more products, and lower costs. Choose Kraken for security, Binance for value.
What are Kraken's trading fees?+
Spot: 0.25% maker / 0.40% taker. Futures: 0.02% maker / 0.05% taker. SEPA deposits are free. Card deposits are 3.75%. VIP tiers reduce fees based on 30-day volume.
Can I trade futures on Kraken in the EU?+
Yes. Kraken holds a MiFID II license through its Irish entity, allowing it to offer regulated derivatives to EU residents. Leverage up to 50x is available on major pairs.
Does Kraken support EUR deposits?+
Yes. Kraken supports free SEPA bank transfers, SEPA Instant, and credit/debit card deposits (3.75% fee). SEPA transfers typically settle within 1-2 business days.

Related Guides

Ad · Digital asset prices are subject to high market risk and price volatility. Don't invest unless you're prepared to lose all the money you invest. Terms